Commercial Insurance
As a business owner in Oak Lawn, IL, and surrounding areas, it is essential to have the proper protection for your business. When you choose Cusack Insurance Agency, you not only get the insurance required by the state of Illinois, but you also get access to policy options that can protect every part of your business.
What is required?
In Illinois, two components of commercial insurance must be carried even in small businesses with employees:
- Commercial Auto Insurance
- Workers' Compensation Insurance
If you require your employees to drive a company vehicle, then commercial auto insurance is required on those vehicles to protect your business and your employees. Workers ' compensation coverage is also required if you have more than just yourself working in your business. This is true even for part-time employees.
Available Options
If you want to expand your commercial insurance policy, you can add the following to maximize your protection:
- Property Protection Insurance
- General Liability Insurance
- Business Income Insurance
These components allow you to protect your commercial property, any lawsuits that arise with your business, and protect your employees. You can protect your property, the products, equipment, and anything else associated with property protection insurance. General liability insurance gives you financial coverage in the event of a lawsuit. Should your business be forced to close at no fault of your own, you can protect your employees with business income insurance.
If you do not take the necessary precautions, you could lose your business. You can customize your commercial insurance policy to suit your needs with these available options. Depending on the type of business you own, you may have additional industry-specific options.
Get Your Policy Today
At Cusack Insurance Agency, our team in Oak Lawn, IL is ready to assist your business with a commercial insurance policy to meet your needs. Call us today.
