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Boat/Watercraft Insurance

You can find resources from the state that will help you understand boat/watercraft policy information. You’ll find them in the commercial or personal insurance glossary sections. However, a qualified agent from Cusack Insurance Agency in Oak Lawn, IL can provide you with more in-depth explanations.

Available Coverage

In Illinois, boat and watercraft insurance might cover parts, damage, or theft. This may or may not include storm or lightning damage, depending on the agreement made with your representative. If you need funding for repairs, that might fall under boat/watercraft policy inclusions. However, you’ll need to ask the agent in charge of preparing your policy what to expect.

You can obtain coverage while having your personal information protected. We abide by state standards when determining your policy eligibility.

What to Expect

After you submit your claim, the agent in charge of your case works hard to provide you with a response as soon as possible. The more information you provide, that’s how you will increase your chances of having your claim accepted. There’s usually no need to worry come time to make your watercraft claim as long as you show the person handling your case that you did abide by state safety standards.

Safety Incentives

We encourage all boaters and watercraft users to abide by state safety laws. For instance, we urge you to drive your vessel drug and alcohol-free and provide everyone aboard with a life preserver.

Furthermore, we encourage you to have the recommended red or blue emergency flags and take a boater safety course. Doing so could result in lower premiums for you.

Do you wonder what type of boat and watercraft insurance you need? If so, call or send your questions online. You can also stop by our Oak Lawn, IL office to talk to a Cusack Insurance representative.

Partner Carriers

  • Foremost
  • Mercury
  • Progressive
  • Safeco
  • Travelers