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Cusack Insurance Agency

5700 W 95th St
Oak Lawn, IL 60453

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The 3 Main Benefits of Illinois Life Insurance

When you are thinking of getting Illinois life insurance, there are a lot of pros and cons going through your mind with this. You may think you don’t need it, or are too young to get it, or have a number of other policies that can cover you or dependents as you age.

At Cusack Insurance Agency, we want Oak Lawn, IL residents to have the coverage they need to feel protected during their life. We can help you to understand how the benefits of life insurance can help you make things better.

Learn more about them here.

End of Life Benefits

The main purpose of any kind of life insurance is to cover the end of life costs. This includes funeral coverage mainly, however it could mean any expense related to that. 

Death benefits can also cover hospital bills or long-term care bills that your dependents will have to pay.

This is the main reason people get life insurance so that their dependents aren’t left with those costs.

Income Replacement

When you have dependents or a beneficiary, they are dependent on you for their quality of life. Death benefits from life insurance can serve as a temporary income replacement for your dependents after you pass.
They can be used for anything from household bills to paying off credit cards, or even outstanding loans. 

Paying for Estate Taxes

There is a cost of living, and a tax for passing away. The federal estate tax is something that you worry about. Life insurance will cover those expenses.

Even if you think that passing away is a long time away for you, having life insurance will give you some peace of mind here. You’ll worry less about the responsibilities you will leave behind when you go.

Get a Quote

When you are thinking of life insurance, there is a peace of mind that comes with this decision. These are just a few of the many benefits of securing life insurance for your dependents. At Cusack Insurance Agency, we help Oak Lawn, IL residents get the life insurance they need so their dependents are covered when they need to be. Call us for a quote today.

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