If you have uninsured motorist coverage, it will pay for any medical bills or other expenditures incurred as a result of a collision with an uninsured driver. Many people mistakenly believe that their car insurance policy will cover them if they are in an accident with an uninsured driver.
Unfortunately, that is not the case. You can boost your liability coverage to accommodate the risk of being hit by an uninsured driver. If you live in Oak Lawn IL or a surrounding neighborhood, you can reach out to Cusack Insurance Agency.
What to Know About the Policy
If you get an accident with an uninsured driver, the at-fault driver’s liability coverage will likely cater to damages per the policy’s limits. However, if you do not have liability coverage, you would be liable for damages up to the limits of your savings account.
While you can’t predict safety, you can take steps to make sure you’re covered in the unfortunate event of an accident. If you don’t have insurance, ensure you’ve sufficient assets to cater to your potential accidents. It’s also essential to keep up with your insurance payments on time. If you have liability limits that you’re not comfortable with, you may want to consider increasing them.
Contact Us Today
If you’re hit by an uninsured driver and you have insurance, your policy will most likely cover the costs of fixing your car and any other damages you suffered. However, you may have trouble getting the other driver’s insurance company to pay up if the other driver was uninsured.
Uninsured drivers pose a serious risk to all other drivers on the road. It’s important to make sure you’re driving with insurance, and you should make it a point to avoid driving around uninsured drivers whenever possible. Call to seek professional help from Cusack Insurance Agency in Oak Lawn IL.